Morristown real estate NJ, Randolph real estate, Morris Township real estate, Harding real estate and Mendham real estate, home listings and homes for sale in New Jersey - Dusty Smith, REALTOR® Dusty Smith REALTOR(r) for Morristown, Randolph, Morris Township, Harding and Mendham, New Jersey real estate - NUMBER1EXPERT™ Dusty Smith NUMBER1EXPERT(tm) for Morristown, Randolph, Morris Township, Harding and Mendham, New Jersey real estate
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Dusty Smith, REALTORŪ, real estate agent and broker for Morristown, Randolph, Morris Township, Harding and Mendham New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-267-8990 Ext.117.


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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!
 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Morristown, Randolph, Morris Township, Harding and Mendham area Realtor, it's my job to know more about a property than any web site. Make sure you have the most current information! 

 



Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
On what famous American street can you find the most expensive retail space for rent anywhere in the world?

A 
Fifth Avenue, New York City, U.S.A. offers retail space for rent at the rate of $580 per square foot.
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Dusty Smith, REALTORŪ, real estate agent and broker for Morristown, Randolph, Morris Township, Harding and Mendham New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Dusty Smith
Coldwell Banker Residential Brokerage

211 South Street
Morristown, NJ. 07960
973-285-4666
973-267-8990 Ext. 117
Fax: 973-984-3360
Email: dusty@dustysmith.com

Dusty Smith is the NUMBER ONE AGENT in the Morristown Area. She has a proven track record for providing both Buyers and Sellers with expert guidance. Dusty Smith and her team of experienced professionals provide you with the skill, service and support you need to make your real estate transaction as pleasurable and problem free as possible. Throughout her 20 years in Real Estate, Dusty has been the recipient of many awards including #1 Salesperson in Region, #1 Salesperson in Morris County and Top Office Salesperson 1993-2006. Her dedication to conducting her real estate business with professionalism and integrity has kept her in the Top 1% in the International network of Coldwell Banker RealtorsŪ.

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Coldwell Banker Residential Brokerage real estate and homes for sale in Morristown, Randolph, Morris Township, Harding and Mendham New Jersey

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